By: Caitlin,

Dwolla is a payment network, but it doesn’t operate in the same way a lot of other systems do. We’ve been building a series of images to demonstrate how Dwolla works in general and how Dwolla compares to other systems.

We shared Episode 1 with you a few months ago, and now we introduce you to Joe and Gino’s Italian Restaurant as they process a traditional credit card payment in this Episode 2. We realize not all consumers feel the same pain a merchant might, but if you have a few favorite local businesses, consider the impact paying with Dwolla can have on the health of their business. Do something nice for the merchant, pay with Dwolla 🙂



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Financial institutions play an important role in the Dwolla network.

Dwolla, Inc. is an agent of Veridian Credit Union and Compass Bank and all funds associated with your account in the Dwolla network are held in pooled accounts at Veridian Credit Union and Compass Bank. These funds are not eligible for individual insurance, including FDIC insurance and may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla, Inc. is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union and Compass Bank.